翻訳と辞書
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・ Creechbarrow Limestone
・ Creed
・ Creed & Company
・ Creed (band)
・ Creed (disambiguation)
・ Creed (film)
・ Creed (perfume)
・ Credit rating
・ Credit rating agencies and the subprime crisis
・ Credit rating agency
・ Credit Rating Agency of Bangladesh Limited
・ Credit Rating Agency Reform Act
・ Credit Rating Information and Services Limited
・ Credit rating transition
・ Credit rationing
Credit reference
・ Credit Repair Organizations Act
・ Credit repair software
・ Credit report monitoring
・ Credit Reporting Privacy Code (New Zealand)
・ Credit risk
・ Credit River
・ Credit River (Minnesota)
・ Credit River Township, Scott County, Minnesota
・ Credit Saison
・ Credit Savvy
・ Credit score
・ Credit score in the United States
・ Credit scorecards
・ Credit Sesame


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Credit reference : ウィキペディア英語版
Credit reference

A credit reference is information, the name of an individual, or the name of an organization that can provide details about an individual's past track record with credit. Credit rating agencies provide credit references for companies while credit bureaus provide credit references for individuals.
Other letters of credit reference might be written by banks, which would provide basic information about how long the applicant has held an account, what type of account it was, and whether or not there were any overdrafts or late payments noted.
Individuals and companies can carry out credit checks on businesses in order to assess their credit worthiness〔http://www.huffingtonpost.com/mary-ellen-biery/credit-checks_b_2002684.html〕
== How credit references are used ==
Credit references are used to help lenders quantify the risk of lending to a given applicant or to determine overall creditworthiness. For example, if an applicant's credit history indicates proper, timely payments on all outstanding obligations, a lender may judge it more likely that the applicant will make timely payments on the requested loan.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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